Heritage Insurance Holdings reported second quarter 2026 net income of $61.7 million ($2.05 diluted EPS), up 28.5% from the prior-year period. Total revenue increased 3.0% to $214.2 million, driven by higher net premiums earned and investment income. The net combined ratio improved significantly to 64.9% from 72.9%, primarily due to an 8.1 percentage point improvement in the net loss ratio to 30.4%. Gross premiums written decreased 5.5% to $388.4 million as the company reduced exposure in Florida's competitive commercial residential market. The Board suspended the quarterly dividend, prioritizing capital for growth and share repurchases. Year-to-date, the company repurchased over one million shares for $24.6 million under a newly authorized $50.0 million program. Heritage Insurance Holdings operates as a super-regional property and casualty insurance holding company.