Heritage Insurance Holdings, Inc. (HRTG) Financial Statements — Income, Balance Sheet, Cash Flow

Overview Financials Chart Business Summary Filings Ownership Valuation

Financial Statements — HRTG

Balance Sheet

(in billions USD)

Metric	Q2 2026	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022	Q3 2021	Q2 2021	Q1 2021
Cash & Equivalents	0.59	0.52	0.56	0.47	0.43	0.51	0.48	0.39	0.23	0.25	0.33	0.30	0.29	0.29	0.39	0.45	0.40
Total Assets	2.45	2.02	2.37	2.54	2.21	2.37	2.60	2.13	2.37	2.36	2.16	2.52	2.03	1.84	2.25	2.35	2.01
Long-term Debt	0.07	0.08	0.08	0.09	0.09	0.12	0.12	0.12	0.12	0.12	0.13	0.12	0.12	0.12	0.12	0.12	0.12
Total Liabilities	1.88	1.50	1.93	2.15	1.88	2.10	2.34	1.90	2.22	2.20	2.00	2.40	1.85	1.55	1.84	1.93	1.59
Retained Earnings	0.38	0.32	0.22	0.17	0.12	0.07	0.06	0.04	-0.00	0.00	(0.01)	(0.03)	0.02	0.11	0.19	0.21	0.21
Total Stockholder Equity	0.57	0.52	0.44	0.38	0.33	0.28	0.26	0.23	0.15	0.16	0.15	0.12	0.18	0.28	0.41	0.42	0.43

Income Statement

(in millions USD) (except per-share rows)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Net Premiums Earned	201.12	199.69	202.68	195.13	196.32	200.03	199.28	198.84	190.32	179.43	177.71	176.64	176.80	166.03	166.17	159.69	158.27	152.93	159.93	162.45
Net Investment Income	10.60	9.87	9.86	9.69	9.03	8.57	8.51	9.80	9.77	8.55	6.71	6.87	6.60	5.58	4.93	2.89	2.16	2.00	1.86	1.55
Total Revenue	214.20	212.66	215.32	212.46	208.04	211.52	210.26	211.85	203.57	191.30	186.96	186.30	185.31	176.92	174.59	165.49	163.77	158.61	166.71	167.41
Benefits & Claims	61.06	91.60	63.45	74.77	75.62	99.41	109.07	130.02	105.93	102.04	90.63	131.40	106.65	97.45	103.75	155.85	101.52	140.04	99.00	129.63
Operating Income	83.85	50.82	89.68	70.17	64.87	42.44	31.52	11.75	27.64	22.70	36.17	(9.43)	16.39	20.09	14.91	(47.31)	(85.55)	(39.41)	(42.86)	(15.38)
Tax Provision	20.45	12.56	21.27	17.90	14.97	9.54	8.65	0.84	5.99	5.65	2.23	(4.60)	5.87	3.20	(0.65)	(1.09)	0.56	(10.62)	4.34	(1.12)
Net Income	61.71	36.48	66.68	50.42	48.02	30.47	20.29	8.15	18.87	14.23	30.94	(7.42)	7.78	14.01	12.50	(48.24)	(87.87)	(30.76)	(49.22)	(16.41)
Diluted EPS	2.05	1.19	2.15	1.63	1.55	0.99	0.66	0.27	0.61	0.47	1.16	(0.28)	0.30	0.55	0.44	(1.83)	(3.32)	(1.15)	(1.77)	(0.59)

Cash Flow Statement

(in millions USD)

Metric	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Operating Cash Flow	141.69	24.86	13.81	124.30	43.29	0.84	(56.08)	(13.36)	152.23	4.31	99.76	(53.46)	9.17	14.95	(18.78)	32.06	(8.33)	(39.21)	(10.02)	(32.78)
Capital Expenditures	0.66	1.82	2.86	1.58	1.54	2.10	2.56	2.98	2.46	0.23	1.45	2.35	6.06	0.04	(3.24)	3.53	1.21	0.18	0.12	0.14
Free Cash Flow*	141.03	23.05	10.95	122.72	41.76	(1.26)	(58.64)	(16.34)	149.77	4.08	98.31	(55.81)	3.12	14.91	(15.54)	28.53	(9.54)	(39.38)	(10.13)	(32.93)
Investing Cash Flow	(52.58)	(44.30)	(11.57)	(24.36)	6.73	(3.47)	2.24	44.82	(55.37)	(83.29)	113.20	37.71	(86.62)	36.53	(4.36)	(19.46)	13.60	(27.65)	(14.17)	(18.86)
Financing Cash Flow	(21.02)	(19.85)	(3.38)	(13.15)	(2.45)	(21.65)	(3.42)	(2.44)	(2.44)	3.11	21.80	(2.44)	(2.44)	(2.38)	6.89	(5.13)	(2.51)	(4.31)	(9.88)	(1.90)

* Derived from reported values

Dividends Per Share

(USD)

Metric	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2018
Dividends Per Share	(0.06)	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.12	0.06