Financial Statements — NSTS
Balance Sheet
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 |
|---|
| Cash & Equivalents | 47.52 | 43.39 | 34.14 | 47.49 | 57.45 | 34.59 | 32.43 | 36.36 | 10.69 | 11.26 | 9.86 | 18.12 | 32.82 | 51.55 | 42.74 |
| Net Loans & Leases | -- | -- | -- | -- | 130.24 | 133.81 | 131.04 | 125.84 | 106.81 | 104.77 | 103.54 | -- | -- | -- | -- |
| Total Assets | 269.92 | 270.32 | 269.84 | 275.98 | 282.70 | 268.44 | 265.89 | 265.56 | 251.79 | 256.86 | 259.56 | 268.18 | 274.25 | 284.91 | 259.88 |
| Total Deposits | 184.08 | 183.87 | 186.07 | 192.96 | 193.68 | 179.89 | 177.82 | 178.05 | 165.33 | 167.24 | 172.25 | 183.46 | 186.34 | 188.15 | 205.12 |
| Total Liabilities | 189.80 | 190.34 | 190.90 | 198.14 | 205.24 | 190.00 | 189.39 | 188.60 | 174.63 | 176.77 | 177.49 | 189.02 | 190.74 | 198.29 | 213.93 |
| Retained Earnings | 39.64 | 39.84 | 39.74 | 39.68 | 39.94 | 40.31 | 40.48 | 40.81 | 44.82 | 45.06 | 45.18 | 45.25 | 45.13 | 44.99 | 45.32 |
| Total Stockholder Equity | 80.12 | 79.97 | 78.94 | 77.83 | 77.46 | 78.44 | 76.50 | 76.96 | 77.16 | 80.08 | 82.07 | 79.16 | 83.51 | 86.63 | 45.95 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 2.49 | 2.59 | 2.68 | 2.83 | 2.74 | 2.75 | 2.68 | 2.66 | 2.56 | 2.40 | 2.08 | 1.94 | 1.85 | 1.86 | 1.86 | 1.69 | 1.51 | 1.30 | 1.26 | 1.20 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.70 | 0.60 | 0.42 | 0.27 | -- | -- | -- | -- | -- | -- | -- |
| Net Interest Income | 1.75 | 1.86 | 1.88 | 1.95 | 1.81 | 1.83 | 1.74 | 1.83 | 1.79 | 1.71 | 1.49 | 1.52 | 1.58 | 1.64 | 1.67 | 1.50 | 1.32 | 1.10 | 1.04 | 0.98 |
| Provision for Credit Losses | 0.00 | (0.03) | (0.16) | (0.05) | 0.06 | (0.04) | (0.07) | 0.02 | 0.12 | -0.00 | 0.12 | 0.05 | 0.03 | (0.03) | (0.13) | (0.08) | (0.02) | 0.00 | (0.03) | (0.01) |
| Non-interest Income | 1.49 | 0.66 | 0.64 | 0.56 | 0.74 | 0.33 | 0.71 | 0.42 | 0.50 | 0.31 | (1.59) | 0.15 | 0.15 | 0.15 | 0.17 | 0.19 | 0.69 | 0.19 | 0.24 | 0.37 |
| Non-interest Expense | 3.44 | 2.58 | 2.54 | 2.50 | 2.74 | 2.53 | 2.56 | 2.40 | 2.49 | 2.26 | 2.44 | 1.95 | 1.79 | 1.67 | 1.72 | 1.68 | 1.83 | 1.65 | 1.33 | 1.36 |
| Pretax Income | (0.20) | (0.04) | 0.14 | 0.07 | (0.26) | (0.33) | (0.05) | (0.17) | (0.33) | (0.25) | (2.67) | (0.34) | (0.09) | 0.14 | 0.25 | 0.09 | 0.19 | (0.35) | (0.02) | 0.01 |
| Tax Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.10 | (0.10) | 0.04 | (0.03) | 0.21 | (0.03) | 0.04 | (0.08) | 0.03 | (0.01) |
| Net Income | (0.20) | (0.04) | 0.14 | 0.07 | (0.26) | (0.33) | (0.05) | (0.17) | (0.33) | (0.25) | (3.77) | (0.23) | (0.13) | 0.17 | 0.04 | 0.12 | 0.15 | (0.28) | (0.06) | 0.02 |
| Basic EPS | (0.04) | (0.01) | 0.03 | 0.01 | (0.05) | (0.07) | (0.01) | (0.03) | (0.07) | (0.05) | (0.74) | (0.05) | (0.03) | 0.03 | 0.03 | 0.02 | 0.03 | (0.07) | -- | -- |
| Diluted EPS | -- | -- | -- | 0.01 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 2.92 | 5.53 | 3.21 | 2.86 | 0.66 | (2.68) | 9.36 | 1.61 | (1.63) | 0.09 | 0.07 | 0.23 | (0.13) | 0.26 | (0.45) | 1.75 | 0.03 | 1.66 | 1.18 | 0.28 |
| Capital Expenditures | 0.02 | 0.02 | 0.01 | 0.00 | 0.04 | 0.05 | 0.14 | 0.05 | 0.12 | 0.02 | 0.44 | 0.07 | 0.01 | 0.00 | 0.00 | 0.02 | 0.16 | 0.04 | -- | 0.12 |
| Free Cash Flow* | 2.89 | 5.52 | 3.20 | 2.86 | 0.62 | (2.73) | 9.22 | 1.56 | (1.75) | 0.08 | (0.37) | 0.15 | (0.13) | 0.26 | (0.45) | 1.73 | (0.12) | 1.62 | -- | 0.16 |
| Investing Cash Flow | 1.90 | 0.35 | 0.72 | (8.78) | (4.13) | 2.42 | (1.14) | (0.45) | (1.53) | (5.04) | 17.58 | 2.29 | 2.72 | 2.36 | (0.09) | (13.10) | (11.37) | (19.93) | (3.30) | (8.55) |
| Financing Cash Flow | (0.69) | 3.46 | (4.03) | (7.43) | (6.49) | 4.22 | 10.67 | 1.00 | (0.77) | 9.92 | 3.05 | (3.08) | (1.19) | (5.92) | (4.43) | (3.36) | (7.39) | (51.80) | 81.00 | 19.14 |
* Derived from reported values
