Pathfinder Bancorp, Inc. (PBHC)

State Commercial Banks

Latest Price

$17.11

TTM P/E

Normalized P/E

9.72

Div Yield

2.34%

Book Value

P/B Ratio

Valuation metrics

EPS: $1.17

Target P/E: 10×

Formula: EPS × P/E

P/E Fair Value

$11.70

32% downside

23.7% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
ALLIANCEBERNSTEIN L.P.	478.2K	$6.0M	10.08%	+4.4K	2026-06-30
Minerva Advisors LLC	262.2K	$4.0M	5.53%	--	2026-06-30
VANGUARD CAPITAL MANAGEMENT LLC	130.6K	$2.0M	2.75%	+14.0K	2026-06-30
Oppenheimer & Close, LLC	95.2K	$1.0M	2.01%	+3.3K	2026-06-30
Hamilton Point Investment Advisors, LLC	38.4K	--	0.81%	--	2026-06-30
GEODE CAPITAL MANAGEMENT, LLC	27.9K	--	0.59%	+4.9K	2026-06-30
DIMENSIONAL FUND ADVISORS LP	20.4K	--	0.43%	-1.9K	2026-06-30
VANGUARD FIDUCIARY TRUST CO	14.8K	--	0.31%	-2.2K	2026-06-30
CALDWELL SUTTER CAPITAL, INC.	14.8K	--	0.31%	--	2026-06-30
BlackRock, Inc.	13.1K	--	0.28%	+2.3K	2026-06-30