Financial Statements — PBHC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.03 | 0.04 | 0.04 | 0.03 | 0.05 | 0.04 | 0.03 | 0.03 | 0.02 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.08 | 0.04 | 0.05 |
| Net Loans & Leases | 0.86 | 0.87 | 0.88 | 0.89 | 0.89 | 0.90 | 0.87 | 0.87 | 0.88 | 0.87 | 0.89 | 0.87 | 0.85 | 0.84 | 0.77 | 0.82 | 0.85 |
| Total Assets | 1.49 | 1.42 | 1.47 | 1.51 | 1.50 | 1.48 | 1.45 | 1.45 | 1.40 | 1.39 | 1.40 | 1.40 | 1.36 | 1.33 | 1.26 | 1.26 | 1.31 |
| Total Deposits | 1.17 | 1.21 | 1.23 | 1.22 | 1.26 | 1.20 | 1.10 | 1.15 | 1.13 | 1.10 | 1.14 | 1.18 | 1.14 | 1.11 | 1.05 | 1.03 | 1.07 |
| Long-term Debt | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.04 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.05 | 0.06 | 0.06 | 0.07 | 0.08 | 0.08 |
| Total Liabilities | 1.37 | 1.30 | 1.35 | 1.38 | 1.37 | 1.36 | 1.32 | 1.33 | 1.29 | 1.28 | 1.29 | 1.29 | 1.25 | 1.22 | 1.16 | 1.16 | 1.21 |
| Retained Earnings | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.05 | 0.05 |
| Total Stockholder Equity | 0.13 | 0.12 | 0.13 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 18.07 | 17.50 | 18.29 | 19.74 | 19.18 | 19.44 | 19.53 | 21.20 | 19.02 | 18.61 | 18.33 | 17.67 | 16.62 | 15.04 | 15.03 | 13.38 | 11.71 | 10.98 | 11.19 | 11.63 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 9.54 | 9.21 | 9.17 | 7.61 | 6.89 | 5.08 | 3.85 | 2.60 | 1.73 | 1.52 | 1.46 | 1.84 |
| Net Interest Income | 10.54 | 10.34 | 10.51 | 11.60 | 10.81 | 11.41 | 10.38 | 11.73 | 9.48 | 9.40 | 9.16 | 10.06 | 9.73 | 9.97 | 11.18 | 10.78 | 9.98 | 9.47 | 9.73 | 9.79 |
| Provision for Credit Losses | (0.15) | (0.17) | 11.19 | 3.49 | 1.20 | 0.46 | 0.99 | 8.97 | 0.29 | 726.00 | 0.31 | 0.83 | 1.10 | 0.69 | 1.88 | 0.71 | 0.06 | 0.10 | (1.04) | 0.10 |
| Non-interest Income | 1.22 | 1.13 | 1.31 | 1.50 | (1.52) | 1.20 | 4.91 | 1.71 | 1.21 | 1.74 | 1.32 | 1.19 | 1.09 | 1.59 | 1.85 | 1.16 | 1.30 | 1.60 | 1.41 | 1.55 |
| Non-interest Expense | 8.66 | 8.69 | 9.15 | 8.94 | 8.06 | 8.43 | 8.54 | 10.26 | 7.91 | 7.71 | 7.04 | 7.65 | 7.17 | 7.52 | 7.21 | 7.27 | 7.15 | 7.25 | 7.19 | 6.82 |
| Pretax Income | 3.25 | 2.94 | (8.52) | 0.67 | 0.04 | 3.72 | 5.75 | (5.79) | 2.49 | 2.71 | 3.17 | 2.77 | 2.51 | 3.34 | 3.94 | 3.96 | 4.07 | 3.72 | 4.98 | 4.41 |
| Tax Provision | 0.59 | 0.53 | (2.96) | 0.05 | 0.01 | 0.74 | 0.49 | (1.17) | 0.48 | 0.53 | 0.59 | 0.57 | 0.53 | 0.67 | 0.38 | 0.77 | 0.78 | 0.72 | 1.09 | 1.00 |
| Net Income | 2.67 | 2.41 | (5.56) | 0.63 | 0.03 | 2.97 | 3.91 | (4.64) | 2.00 | 2.12 | 2.54 | 2.18 | 1.98 | 2.60 | 3.53 | 3.18 | 3.27 | 2.95 | 3.88 | 3.37 |
| Basic EPS | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted EPS | -- | -- | -- | 0.47 | 0.47 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 2.35 | (0.24) | 2.67 | 7.05 | (3.74) | 5.70 | (2.65) | 11.84 | 1.52 | 0.50 | 8.43 | 5.10 | (4.14) | 6.05 | 9.58 | 5.14 | 2.91 | 4.10 | 4.45 | 7.12 |
| Capital Expenditures | 0.17 | 0.25 | 0.27 | 0.13 | 0.22 | 0.64 | 0.44 | 0.51 | 0.88 | 0.23 | 0.30 | 1.01 | 0.49 | 0.17 | 0.47 | 0.37 | 0.43 | 0.64 | 0.14 | 0.20 |
| Free Cash Flow* | 2.18 | (0.49) | 2.40 | 6.92 | (3.96) | 5.06 | (3.10) | 11.33 | 0.64 | 0.27 | 8.13 | 4.09 | (4.64) | 5.88 | 9.11 | 4.77 | 2.48 | 3.47 | 4.31 | 6.92 |
| Investing Cash Flow | (83.61) | 11.24 | 28.29 | 39.17 | (25.14) | (1.87) | 3.80 | (29.32) | 10.53 | (7.40) | (40.90) | (25.07) | 21.75 | (10.57) | (13.80) | (31.17) | (38.35) | (47.84) | (61.54) | 29.34 |
| Financing Cash Flow | 68.16 | (3.01) | (40.36) | (37.12) | 8.89 | 16.07 | (4.89) | 20.98 | (9.45) | (12.61) | 56.73 | 7.63 | (13.11) | 1.56 | (4.95) | 32.19 | 36.55 | 43.77 | 19.00 | (2.37) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.07 | 0.07 |
