Regional Management Corp. reported second quarter 2026 results with net income of $8.2 million and diluted earnings per share of $0.85, representing declines of 19.6% and 17.5% year-over-year, respectively. Total revenue increased 6.7% to $168.0 million, while the operating expense ratio improved by 80 basis points to 12.4%. Net finance receivables grew 9.6% to $2.1 billion, driven by a 31.8% increase in auto-secured loans. The company also announced a quarterly cash dividend of $0.30 per share, payable on September 16, 2026, to shareholders of record as of August 19, 2026. Regional Management Corp. operates in the consumer finance industry, providing installment loan products primarily to customers with limited access to traditional credit.