Financial Statements — RM
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.12 | 0.10 | 0.11 | 0.12 | 0.13 | 0.12 | 0.14 | 0.12 | 0.12 | 0.14 | 0.13 | 0.12 | 0.15 | 0.16 | 0.11 | 0.11 | 0.09 |
| Net Loans & Leases | 1.87 | 1.83 | 1.79 | 1.71 | 1.64 | 1.58 | 1.54 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 2.13 | 2.07 | 2.03 | 1.97 | 1.90 | 1.82 | 1.79 | 1.76 | 1.77 | 1.72 | 1.70 | 1.61 | 1.55 | 1.50 | 1.31 | 1.19 | 1.10 |
| Long-term Debt | 1.67 | 1.61 | 1.57 | 1.50 | 1.47 | 1.39 | 1.37 | 1.35 | 1.37 | 1.34 | 1.32 | 1.23 | 1.18 | 1.12 | 0.97 | 0.84 | 0.74 |
| Total Liabilities | 1.75 | 1.70 | 1.66 | 1.60 | 1.54 | 1.47 | 1.44 | 1.42 | 1.43 | 1.40 | 1.38 | 1.30 | 1.25 | 1.20 | 1.04 | 0.91 | 0.81 |
| Retained Earnings | 0.42 | 0.42 | 0.40 | 0.39 | 0.38 | 0.37 | 0.37 | 0.36 | 0.36 | 0.35 | 0.35 | 0.35 | 0.34 | 0.33 | 0.29 | 0.27 | 0.25 |
| Total Stockholder Equity | 0.38 | 0.38 | 0.37 | 0.36 | 0.36 | 0.35 | 0.34 | 0.34 | 0.33 | 0.32 | 0.32 | 0.31 | 0.30 | 0.30 | 0.28 | 0.28 | 0.28 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 7.60 | 8.82 |
| Provision for Credit Losses | 69.01 | 64.87 | 66.38 | 60.47 | 60.59 | 57.99 | 57.63 | 54.35 | 53.80 | 46.42 | 68.89 | 50.93 | 52.55 | 47.67 | 60.79 | 48.07 | 45.40 | 30.86 | 31.01 | 26.10 |
| Pretax Income | 10.56 | 14.84 | 16.16 | 18.97 | 13.48 | 9.16 | 12.76 | 10.16 | 11.22 | 19.93 | (9.53) | 10.90 | 7.81 | 11.61 | 1.23 | 13.35 | 15.79 | 34.95 | 25.35 | 28.80 |
| Tax Provision | 2.41 | 3.43 | 3.25 | 4.62 | 3.34 | 2.15 | 2.84 | 2.50 | 2.78 | 4.73 | (1.96) | 2.08 | 1.79 | 2.92 | (1.16) | 3.29 | 3.80 | 8.17 | 4.57 | 6.58 |
| Net Income | 8.15 | 11.40 | 12.91 | 14.36 | 10.14 | 7.01 | 9.91 | 7.66 | 8.45 | 15.21 | (7.57) | 8.82 | 6.02 | 8.69 | 2.39 | 10.07 | 11.98 | 26.78 | 20.78 | 22.22 |
| Basic EPS | 0.91 | 1.24 | 1.38 | 1.53 | 1.07 | 0.73 | 1.02 | 0.79 | 0.88 | 1.59 | (0.81) | 0.94 | 0.64 | 0.93 | 0.32 | 1.09 | 1.29 | 2.81 | 2.19 | 2.25 |
| Diluted EPS | 0.85 | 1.18 | 1.30 | 1.42 | 1.03 | 0.70 | 0.96 | 0.76 | 0.86 | 1.56 | (0.78) | 0.91 | 0.63 | 0.90 | 0.33 | 1.06 | 1.24 | 2.67 | 2.04 | 2.11 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 80.75 | 81.01 | 80.06 | 86.68 | 78.66 | 63.67 | 63.84 | 75.12 | 71.50 | 58.47 | 66.89 | 67.55 | 62.08 | 52.65 | 60.07 | 54.84 | 63.64 | 45.79 | 52.99 | 50.37 |
| Capital Expenditures | 1.46 | 1.11 | 1.46 | 1.01 | 1.02 | 1.27 | 1.52 | 1.30 | 1.21 | 1.03 | 1.06 | 0.84 | 1.15 | 1.65 | 3.23 | 0.64 | 0.88 | 1.13 | 1.63 | 0.91 |
| Free Cash Flow* | 79.29 | 79.90 | 78.61 | 85.67 | 77.64 | 62.39 | 62.33 | 73.82 | 70.29 | 57.45 | 65.83 | 66.71 | 60.93 | 51.00 | 56.84 | 54.20 | 62.76 | 44.66 | 51.36 | 49.47 |
| Investing Cash Flow | (110.30) | (34.82) | (143.17) | (162.64) | (105.11) | (60.27) | (118.97) | (111.84) | (64.23) | (20.33) | (84.61) | (109.33) | (64.57) | (20.20) | (151.60) | (133.78) | (112.56) | (49.35) | (124.57) | (143.22) |
| Financing Cash Flow | 44.90 | (40.96) | 52.56 | 62.57 | 21.91 | (12.56) | 70.45 | 13.83 | 13.54 | (44.41) | 21.95 | 24.77 | 9.67 | (29.96) | 106.32 | 43.22 | 45.10 | 10.93 | 108.62 | 98.98 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.25 | 0.25 | 0.25 |
