SmartFinancial, Inc. reported second quarter 2026 net income of $16.3 million, or $0.96 per diluted common share, an increase from $11.7 million ($0.69 per share) in the second quarter of 2025. The company surpassed $6 billion in total assets during the quarter, with total assets reaching $6.12 billion as of June 30, 2026. Key metrics included a net interest margin of 3.52% and organic loan growth of 15% annualized quarter-over-quarter. On July 16, 2026, the board declared a quarterly cash dividend of $0.09 per share. The company operates in the banking industry as a bank holding company for SmartBank, providing full-service commercial banking.