Universal Insurance Holdings reported second quarter 2026 financial results with diluted GAAP EPS of $2.04 and diluted adjusted EPS of $1.84. Total revenues rose 6.7% year-over-year to $427.0 million, while net income available to common stockholders increased 68.7% to $59.2 million. Direct premiums written grew 4.1% to $621.3 million, supported by a net loss ratio improvement of 7.5 points to 64.8%. The company reported an annualized ROCE of 38.8% and a book value per share of $22.89, up 39.7% year-over-year. During the quarter, the company repurchased 122,000 shares for $4.5 million. The company is a holding company providing property and casualty insurance and value-added insurance services, primarily in personal residential homeowners lines.

Universal Insurance Holdings, Inc. declared a cash dividend of $0.16 per share of common stock, which is payable on August 7, 2026, to shareholders of record as of July 31, 2026. Universal Insurance Holdings, Inc. is a provider of property and casualty insurance products in the United States.

Universal Insurance Holdings, Inc. issued $100 million of 7.75% Senior Unsecured Notes due 2031 through a private placement with institutional investors. The company used the proceeds to redeem its outstanding 5.625% Senior Notes due 2026. Universal Insurance Holdings, Inc. is a provider of property and casualty insurance services.