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Financial Statements — UVE

Balance Sheet

(in billions USD)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Cash & Equivalents0.570.530.600.410.410.370.400.260.330.280.400.400.340.290.330.390.310.320.170.25
Total Assets3.183.312.772.843.093.282.712.842.652.682.122.322.562.922.552.893.132.381.752.06
Long-term Debt0.100.100.100.100.100.100.100.100.100.100.100.100.100.100.100.100.100.100.100.10
Total Liabilities2.542.672.182.292.592.822.292.472.252.291.761.982.262.582.232.602.872.021.351.63
Retained Earnings0.910.860.810.760.700.660.630.600.600.620.590.560.550.560.540.520.500.580.580.56
Total Stockholder Equity0.650.640.580.550.500.460.420.370.400.390.360.340.300.330.320.290.260.370.400.43
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Income Statement

(in millions USD) (except per-share rows)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Net Premiums Earned403.20377.27356.90363.43359.68360.19355.72348.35345.74344.96334.03335.40331.04303.27282.22291.87290.63277.06269.06271.33
Net Investment Income21.4820.2119.4918.9718.3417.2616.0615.5615.4114.6613.5213.7112.7611.2810.7010.456.075.224.043.89
Total Revenue439.32427.03393.57407.93400.98400.14394.87384.81387.55380.21367.96375.46360.05339.57316.51330.36312.81292.01287.48292.66
Benefits & Claims260.49244.56228.10222.74252.28260.31250.56286.65316.96243.57240.19274.78287.97223.73206.15222.55330.44200.30185.11280.44
Total Benefits & Expenses367.09345.42320.28317.88346.60352.15337.80375.85404.06330.69318.85347.93366.29300.40282.08295.88404.42279.60263.40357.12
Tax Provision17.6420.4317.4021.8612.9511.2914.021.33(1.96)12.4913.835.90(1.96)8.978.627.73(20.96)3.314.93(16.34)
Net Income52.5159.1954.2966.5939.8335.0941.446.02(16.16)35.4233.6620.00(5.91)28.5724.1725.11(72.28)7.3717.54(48.12)
Diluted EPS1.802.041.882.291.381.211.440.23(0.57)1.211.140.70(0.20)0.930.790.84(2.36)0.240.56(1.53)
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Cash Flow Statement

(in millions USD)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Operating Cash Flow83.03101.08154.8226.0862.42106.22186.77(101.34)82.6273.1682.920.3469.2351.66(50.26)101.36(2.27)252.51(27.08)(39.60)
Capital Expenditures1.080.901.581.081.160.981.230.891.661.523.301.151.011.170.690.510.601.612.192.35
Free Cash Flow*81.95100.18153.2425.0061.26105.25185.54(102.23)80.9671.6479.62(0.81)68.2250.49(50.95)100.85(2.86)250.90(29.27)(41.95)
Investing Cash Flow(31.91)(86.58)(20.12)(4.41)(8.69)(58.96)(41.55)(20.87)(22.89)(109.95)(74.38)(0.79)0.93(12.77)(2.63)(8.83)(16.98)(74.61)(48.44)(34.82)
Financing Cash Flow(13.82)(12.11)(14.14)(18.06)(15.25)(12.33)(6.48)(18.03)(9.32)(10.26)(9.52)(12.63)(17.46)(11.36)(5.66)(11.32)(7.70)(8.85)(9.59)86.91
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* Derived from reported values

Dividends Per Share

(USD)
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Dividends Per Share0.160.160.160.290.160.160.160.290.160.160.160.290.160.160.160.290.160.160.160.29
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